Credit Claims are a form of appeals procedure intended to compensate consumers from lenders that have broken certain statutory agreements. The Consumer Credit Act of 1974 has been particularly neglected by many of today’s multinational corporations. This has allowed thousands of people to literally write off debt by contesting companies that have failed to meet the restrictions set out in the Consumer Credit Act (CCA) of 1974. Unfortunately the government has passed a new act, which effectively gives larger corporations the advantage with credit claims as proceedings are now deliberated upon within court. The good news is that any credit agreement entered into before the 6th April 2007 can be challenged. Here at National Credit Claims, we believe that there are over 25 Million unenforceable credit agreements in the UK alone. Our qualified legal team specialise in the recognition of such instances to challenge lenders that have not complied with the CCA of 1974.

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