Ref No. B 94563
Personal Debt Consultants
Personal Debt Consultants, depending on your circumstances, I can offer various solutions to your situation. Debt Management Plans A debt management plan is an informal agreement between you and your creditors where you agree to make an affordable monthly payment to repay your unsecured debts. I will assess your income and outgoings and ultimately prove to your creditors that you cannot meet all of your payments. I will then negotiate and agree a new affordable monthly payment. Individual Voluntary Arrangement (IVA) An IVA is a legally binding arrangement with your creditors which allows you to repay your debts in affordable monthly payments over a period of time, usually 5 years. An IVA can stop any of your assets being taken into possession by your creditors. Unfair Credit Credit Agreements must comply with a host of legislation and it is a very heavily regulated agreement. Specifically they must meet the legislation of the Consumer Credit Act of 1974, 2006 and Unfair Relationship legislation. These acts look specifically at: Consumer Credit Act 2006 Unfair relationships PPI Miss-selling Secret Commissions If you have credit agreements they may be unfair or unenforceable.Personal Debt Consultants
23 Bramhall Avenue, Harwood
Bolton
Lancashire
BL2 4EL
01204 366148
Credit cards Debt creditors Bankrupt Indvidual Voluntary Arrangement IVA Debt Management Plan Personal Debt Consultants Debt Advisors Bolton Lancashire
Personal Debt Consultants are listed in; Debt Advisors Directory : Debt Advisors in Bolton : Debt Advisors in Lancashire