With just over five months until the stamp duty holiday ends, day-rate contractors should not delay if they wish to save potentially thousands of pounds. Property transactions are taking longer than usual because of the weight of demand, with lenders, brokers, surveyors and solicitors dealing with heavier workloads than normal. With many staff working from home, everything is taking longer. Those looking for contractor mortgages will find there is extra scrutiny from lenders, while criteria can also vary considerably. It has therefore never been more important to seek advice from a whole-of-market broker such as AWS Mortgages.

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