Our mission is to help people get relief from their debts. We would like to help you. We know what it can be like when you are struggling. An Individual Voluntary Arrangement (IVA) is a full and legally binding agreement between you and your creditors in order to pay back your debts over a period of time. Interest charges and your debt are frozen and as long as you stick to the terms of the IVA you are legally protected and your creditors cannot take further action against you. Once agreed your creditors cannot ask you for higher payment. Once you complete your IVA any remaining debts are written off.

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Your IVA